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	<title>Smart Incubator Blog &#187; retirement</title>
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	<link>http://blog.smartincubator.com</link>
	<description>It pays to be smart.</description>
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		<title>Don&#8217;t let the crisis crush your retirement nest egg</title>
		<link>http://blog.smartincubator.com/2010/01/dont-let-the-crisis-crush-your-retirement-nest-egg/</link>
		<comments>http://blog.smartincubator.com/2010/01/dont-let-the-crisis-crush-your-retirement-nest-egg/#comments</comments>
		<pubDate>Thu, 21 Jan 2010 02:25:27 +0000</pubDate>
		<dc:creator>elgintan</dc:creator>
				<category><![CDATA[Personal finance]]></category>
		<category><![CDATA[earnings]]></category>
		<category><![CDATA[housing]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[Risk Management]]></category>
		<category><![CDATA[Singapore]]></category>

		<guid isPermaLink="false">http://blog.smartincubator.com/?p=482</guid>
		<description><![CDATA[When stock markets rallied dramatically last year, soon after the financial crisis, it was mainly the bold and the brave who leapt right in. Many others were wary. Was this a false dawn, only to be followed by more market mayhem? They were reasonable fears, given the prognostications of so-called experts. But now that the [...]]]></description>
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		<title>Millionaire by 45? It&#8217;s possible if&#8230;</title>
		<link>http://blog.smartincubator.com/2010/01/millionaire-by-45-its-possible-if/</link>
		<comments>http://blog.smartincubator.com/2010/01/millionaire-by-45-its-possible-if/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 02:50:10 +0000</pubDate>
		<dc:creator>elgintan</dc:creator>
				<category><![CDATA[investments]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[Singapore]]></category>

		<guid isPermaLink="false">http://blog.smartincubator.com/?p=454</guid>
		<description><![CDATA[For a graduate couple in Singapore earning median salaries, the goal of becoming millionaires is not too distant, at least on paper. That is, if they save a third of their income from age 25, and invest prudently to earn a modest return of three per cent a year. This does not include non-liquid assets [...]]]></description>
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		<title>S&#8217;poreans clueless on retirement</title>
		<link>http://blog.smartincubator.com/2009/11/sporeans-clueless-on-retirement/</link>
		<comments>http://blog.smartincubator.com/2009/11/sporeans-clueless-on-retirement/#comments</comments>
		<pubDate>Fri, 20 Nov 2009 11:23:32 +0000</pubDate>
		<dc:creator>elgintan</dc:creator>
				<category><![CDATA[Singapore Economics]]></category>
		<category><![CDATA[elderly]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[Singapore]]></category>

		<guid isPermaLink="false">http://blog.smartincubator.com/?p=70</guid>
		<description><![CDATA[SINGAPOREANS generally have not planned well for their retirement, according to a survey by global bank HSBC. The majority of Singaporeans polled in the survey &#8211; aged between 30 and 70 &#8211; said that they saved only $100 to $200 a month for their retirement. This works out to a total of less than $100,000 [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Oxbridge-Sounding Phone Scammers in Spain Seduce U.K. Investors</title>
		<link>http://blog.smartincubator.com/2009/10/oxbridge-sounding-phone-scammers-in-spain-seduce-u-k-investors/</link>
		<comments>http://blog.smartincubator.com/2009/10/oxbridge-sounding-phone-scammers-in-spain-seduce-u-k-investors/#comments</comments>
		<pubDate>Wed, 14 Oct 2009 00:25:53 +0000</pubDate>
		<dc:creator>elgintan</dc:creator>
				<category><![CDATA[Scams]]></category>
		<category><![CDATA[Trading]]></category>
		<category><![CDATA[boiler room]]></category>
		<category><![CDATA[drugmaker]]></category>
		<category><![CDATA[elderly]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[spain]]></category>

		<guid isPermaLink="false">http://blog.smartincubator.com/?p=7</guid>
		<description><![CDATA[Oct. 13 (Bloomberg) &#8212; Credit controller Linda Reay was sorting the daily pile of bills back in 2005 at the bed- manufacturing factory where she worked near Carlisle, an industrial city in northwestern England. Then she took a phone call that would destroy her retirement dreams. The smooth-talking caller identified himself as a London stockbroker named [...]]]></description>
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