Higher returns equals higher risk. It’s a basic fact of investing, yet working out just how much of a gamble you are willing to take with your cash is far harder to pin down.
The other side of the coin is when investors get so caught up chasing high returns that they ignore the risk element.
So [...]

earnings, investments, risk, Risk Management Hide

When stock markets rallied dramatically last year, soon after the financial crisis, it was mainly the bold and the brave who leapt right in.
Many others were wary. Was this a false dawn, only to be followed by more market mayhem? They were reasonable fears, given the prognostications of so-called experts.
But now that the market rebound [...]

earnings, housing, investments, retirement, Risk Management, Singapore Hide

Layers of money managers that don’t bear the brunt of losses but walk away with big payouts when things go well have turned the US economy to a type of “ersatz capitalism,” Joseph Stiglitz, Columbia University professor and Nobel laureate, told CNBC Tuesday.
“An awful lot of people are not managing their own money,” Stiglitz said. [...]

Bank failures, investment banks, Risk Management, structured products Hide

Can you think of a 4-letter word ending with k? Something that many people profess to do and yet evidently they are not doing enough of? Yes, the answer is R-I-S-K or more accurately, the ‘management of risk‘ as they go about their daily lives.
At Smart Incubator, we passionately believe that teens and adults can [...]

risk, Risk Management Hide

JUST as Santa checks his list twice to find out who has been naughty or nice, BT has gone through news from 2009’s financial torrent to sieve major events that have shaped the local market – for better or worse.
The effects of rights issues, rule changes, accounting scandals and other events will linger. So let’s [...]

housing, Interest rates, investments, Risk Management, stock market Hide

HOME buyers are being advised to pause a moment before leaping into the purchase of that dream apartment.
The Monetary Authority of Singapore (MAS) yesterday cited two scenarios in which the resurgent private property sector may not stay quite so rosy.
The central bank also flagged possible fresh measures to cool the sector, on top of last [...]

bubble, housing, investments, Risk Management, Singapore Hide

You could term 2009 the year the world did not end.
Flash back 12 months and it looked like a financial Armageddon was about to descend on us all.
Most experts were of like mind: Financial markets would continue to bleed, banks would keep failing, millions of jobs would be lost, profits would evaporate. Think of the [...]

investments, Risk Management, stock market Hide

NATIONAL University of Singapore has disclosed hundreds of millions of dollars in losses in the year to March as the financial crisis bit deep into its invested endowment funds.
Singapore Management University last month reported a $99 million hole in its $436 million endowment fund and another $58 million hit to its accumulated surpluses but its [...]

education, investments, Risk Management, Singapore, university Hide

LONDON, ENGLAND (AFP) – Britain’s financial watchdog said on Tuesday it had fined Japanese bank Nomura 1.75 million pounds ($4 million) for “widespread” failures of systems and controls used in the trading of “high-risk” products.
Nomura avoided a bigger fine because it cooperated fully and swiftly with investigators regarding “mis-marking” at its London-based subsidiary Nomura International, the [...]

Risk Management, structured products, UK Hide